Mortgage rates CIH Bank
March 2026
Spécialiste historique du crédit immobilier au Maroc, CIH Bank se distingue par la possibilité d'obtenir un financement sans apport personnel et des taux parmi les plus bas du marché. Son expertise de plusieurs décennies dans l'immobilier en fait une référence.
4.05%
at CIH Bank
4.79%
5.15%
CIH specialties
CIH rates by duration
| Bank | 7 years | 10 years | 15 years | 20 years | 25 years |
|---|---|---|---|---|---|
4.05%avg. 4.40% | 4.20%avg. 4.55% | 4.40%avg. 4.75% | 4.60%avg. 5.00% | 4.80%avg. 5.25% |
Indicative rates in % — best negotiated rate / average rate. Updated: March 2026.
CIH loan conditions
- •Apport de 0 % possible selon profil
- •Âge maximum de 70 ans en fin de prêt
- •Taux d'endettement maximum de 45 %
- •Durée maximale de 25 ans
Frequently asked questions
Why does CIH Bank have the best rates?
CIH Bank historically specializes in mortgage lending, giving it particular expertise and competitiveness in this segment. Its rates are often among the lowest on the market.
Can you borrow without a down payment at CIH Bank?
Yes, CIH Bank is one of the few Moroccan banks to offer 100% financing (0% down payment) for certain borrower profiles.
What are CIH Bank's conditions?
CIH Bank accepts borrowers up to 70 years old at loan maturity, with a maximum debt-to-income ratio of 45% and durations up to 25 years.
Find the best rate for your project
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