Comparison of Home Insurance in Morocco
Find the main home insurance providers in Morocco, their specialities, the coverage offered and our observations to help you see more clearly.
Insurers at a glance
| Insurer | Comprehensive | Liability | Theft | Water damage | Fire | Natural dis. |
|---|---|---|---|---|---|---|
Wafa | ||||||
RMA | ||||||
Saham | — | |||||
MAMDA | — | — | ||||
Atlanta | — | |||||
AXA |
This table is indicative and based on public insurer information. Actual coverage depends on the chosen plan.
Details by insurer
Wafa Assurance
A subsidiary of the Attijariwafa Bank group, Wafa Assurance is the leader of the Moroccan insurance market. It offers a complete range of home insurance products, from comprehensive coverage to third-party liability.
What home insurance offers does Wafa Assurance provide?
Wafa Assurance offers a complete range: from standalone liability to all-risk comprehensive home insurance, with options for valuables and legal protection.
How do I subscribe with Wafa Assurance?
You can subscribe at an agency, through a partner broker or directly online on the Wafa Assurance website.
RMA Assurance
RMA Assurance, a subsidiary of the FinanceCom group, is one of the main insurers in Morocco. Recognised for the quality of its products and its agency network, it offers home insurance solutions adapted to different profiles.
What are the advantages of RMA for home insurance?
RMA stands out for its dense agency network, 24/7 assistance and increasingly digitalised claims management.
Does RMA offer online subscription?
Yes, RMA is developing its digital services and allows subscription and management of certain contracts online.
Saham Assurance
Saham Assurance stands out for its competitive rates, 100% online subscription and a mobile app for managing contracts and claims. Ideal for digital-first customers.
Why choose Saham Assurance for your home?
Saham Assurance stands out for its competitive rates, 100% online subscription and mobile app for managing contracts and claims.
Does Saham Assurance cover natural disasters?
Yes, Saham offers a natural disasters option in its comprehensive home insurance plans.
MAMDA
MAMDA, historically oriented towards the agricultural world, now offers home insurance products for all types of dwellings. As a mutual, it offers generally accessible rates.
Does MAMDA insure city homes?
Yes, although MAMDA is historically oriented towards the agricultural world, it now offers home insurance products for all types of homes.
What are MAMDA's rates?
MAMDA, as a mutual, generally offers accessible rates, true to its mutualist spirit.
Atlanta Assurance
Atlanta Assurance offers modular home insurance plans, suited to different budgets. Known for good value for money.
What home insurance plans does Atlanta offer?
Atlanta offers modular plans: basic plan (fire + liability), comfort plan (+ theft, water damage) and all-risk plan.
Is Atlanta competitive on price?
Yes, Atlanta is known for good value for money with plans suited to different budgets.
AXA Assurance Maroc
AXA Assurance Maroc benefits from the international expertise of the AXA group. It offers extensive guarantees, premium assistance and a complete mobile application.
What are the advantages of AXA for home insurance?
AXA benefits from the international expertise of the group, offers extensive coverage, premium assistance and a complete mobile application to manage contracts.
Is AXA more expensive than local insurers?
AXA's rates are slightly higher but compensate with broader coverage, higher indemnity ceilings and a recognised assistance service.
Our tips for comparison
- Don't compare only prices: look at indemnity ceilings and deductibles.
- Verify that natural disasters coverage is included, especially since the 2023 earthquake.
- Find out about the quality of the claims service: speed of handling, customer reviews.
- Request at least 3 quotes for a solid comparison base.
- Read the exclusions of each contract — that's often where the difference lies.
Deepen your knowledge
Explore our detailed guides to fully understand home insurance in Morocco and best protect your home.