Best 10-year mortgage rate in Morocco
Compare 10-year mortgage rates from major Moroccan banks. A good compromise between controlled payments and reasonable total cost.
4.20%
at CIH Bank
4.73%
5.05%
Rate comparison over 10 years by bank
| Bank | 7 years | 10 years | 15 years | 20 years | 25 years |
|---|---|---|---|---|---|
4.05%avg. 4.40% | 4.20%avg. 4.55% | 4.40%avg. 4.75% | 4.60%avg. 5.00% | 4.80%avg. 5.25% | |
4.15%avg. 4.50% | 4.30%avg. 4.65% | 4.50%avg. 4.85% | 4.70%avg. 5.10% | 4.90%avg. 5.35% | |
4.25%avg. 4.60% | 4.40%avg. 4.75% | 4.60%avg. 4.95% | 4.80%avg. 5.20% | 5.00%avg. 5.45% | |
4.30%avg. 4.70% | 4.45%avg. 4.80% | 4.70%avg. 5.05% | 4.90%avg. 5.30% | 5.10%avg. 5.55% | |
4.40%avg. 4.80% | 4.55%avg. 4.90% | 4.80%avg. 5.15% | 5.00%avg. 5.40% | 5.20%avg. 5.65% |
Indicative rates in % — best negotiated rate / average rate. Updated: March 2026.
Who is the 10-year loan for?
The 10-year loan is a good compromise for borrowers with medium-high income who want to balance payments and total cost.
Advantages
- +Competitive rates
- +Good cost / payment balance
- +Relatively fast repayment
- +Suited to rental investment
Points to consider
- -Still fairly high payments
- -Intermediate borrowing capacity
- -Less budget flexibility
Frequently asked questions
What is the best 10-year rate in Morocco?
The best 10-year rates are around 4.20% at CIH Bank and 4.30% at Attijariwafa Bank. These rates are negotiable based on your profile.
What monthly payment for a 10-year loan?
For a 500,000 MAD loan over 10 years at 4.50%, the monthly payment would be approximately 5,187 MAD excluding insurance. Use our simulator for an accurate calculation.
Is a 10-year loan suited to rental investment?
Yes, the 10-year loan is often preferred for rental investment as it allows quick repayment while benefiting from attractive rates. Rental income covers a significant portion of the payments.
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