Mortgage rates BMCE Bank of Africa
March 2026
BMCE Bank of Africa, à vocation panafricaine, propose des solutions de financement immobilier adaptées à différents profils. Son offre Cap Immo permet un financement jusqu'à 100 % pour certains profils, et sa présence internationale facilite les démarches des MRE.
4.30%
at BMCE Bank of Africa
5.08%
5.45%
BMCE specialties
BMCE rates by duration
| Bank | 7 years | 10 years | 15 years | 20 years | 25 years |
|---|---|---|---|---|---|
| BMCE Bank of Africa | 4.30%avg. 4.70% | 4.45%avg. 4.80% | 4.70%avg. 5.05% | 4.90%avg. 5.30% | 5.10%avg. 5.55% |
BMCE Bank of AfricaIndicative rates in % — best negotiated rate / average rate. Updated: March 2026.
BMCE loan conditions
- •Apport minimum de 10 %
- •Âge maximum de 65 ans en fin de prêt
- •Taux d'endettement maximum de 40 %
- •Durée maximale de 25 ans
Frequently asked questions
What are the mortgage rates at BMCE Bank?
BMCE Bank of Africa offers rates starting from 4.30% over 7 years. Its Cap Immo offer allows financing up to 100% for certain profiles.
Does BMCE finance without a down payment?
In some cases, BMCE Bank can finance up to 100% of the property through its Cap Immo offer, particularly for clients domiciling their salary with a solid profile.
Is BMCE suited to MRE?
Yes, with its international presence (Bank of Africa), BMCE facilitates MRE procedures for property acquisition in Morocco.
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